Social Security Disability Insurance (SSDI)

SSDI is a federal program that provides monthly payments to individuals who have a qualifying disability and a sufficient work history.

Key Features:

• Funded through payroll taxes.
• You must have earned enough work credits.
• Your condition must prevent substantial gainful activity for at least 12 months or be terminal.
• Benefits include monthly payments and Medicare eligibility after 24 months.

Eligibility Requirements:

• You’ve worked in jobs covered by Social Security.
• Your condition is listed in the SSA’s Listing of Impairments or is equivalent in severity.
• The SSA uses a five-step process to evaluate your ability to work.

Supplemental Security Income (SSI)

SSI provides monthly payments to individuals with limited income and resources, regardless of their work history.

Key Features:

• Funded by general tax revenues, not Social Security taxes.
• Also available to children and elderly individuals with disabilities.
• Provides access to Medicaid in South Carolina.

Eligibility Requirements:

• Limited income and assets (under strict thresholds).
• You must meet SSA’s disability standards.
• Must be a U.S. citizen or legal resident.

South Carolina State Supplemental Benefits

In addition to SSDI and SSI, South Carolina offers state-based support programs, which may include:

• Medicaid: Automatically granted with SSI approval.
• SNAP (Food Assistance): Available to eligible individuals with low income.
• Housing Support: You may qualify for housing assistance programs if you're disabled and low-income.

Medicaid for the Disabled in South Carolina

Individuals who receive SSI will generally qualify for Medicaid, which covers:

• Doctor visits
• Prescription drugs
• Hospital stays
• Mental health services
• Long-term care and personal assistance

You may also qualify for Medicaid Buy-In programs if you return to work but still need medical coverage.

Vocational Rehabilitation Services

The South Carolina Vocational Rehabilitation Department (SCVRD) helps disabled individuals return to the workforce by offering:

• Job training
• Counseling
• Assistive technology
• Resume and job placement services

These services are free for qualifying individuals and can help you re-enter the workforce while managing your disability.