Understand the Types of Disability Benefits

SSDI (Social Security Disability Insurance)

To qualify for SSDI, you must:

• Have worked in jobs covered by Social Security
• Paid into the system through payroll taxes
• Earned enough work credits (typically 40, with 20 earned in the last 10 years)
• Have a medical condition that meets SSA’s definition of disability

SSI (Supplemental Security Income)

SSI is based on financial need rather than work history. To qualify, you must:

• Have limited income and assets
• Be disabled, blind, or age 65 or older
• Be a U.S. citizen or meet specific non-citizen criteria

Medical Eligibility Requirements

The Social Security Administration (SSA) uses a strict definition of disability. Your condition must:

• Prevent you from doing substantial gainful activity (SGA)
• Be expected to last at least 12 months or result in death
• Be listed in the SSA’s Listing of Impairments, or equal in severity

Your application must include thorough medical documentation that proves the severity and duration of your condition.

Steps to Apply for Disability in South Carolina

1. Gather Medical Records: Collect all records, treatment notes, test results, and doctor statements.
2. Review the SSA Blue Book: Check if your condition is listed and ensure your documentation aligns with the criteria.
3. Apply Online or Locally:
4. Use the SSA website: www.ssa.gov
5. Visit a local SSA office in South Carolina
6. Submit Work and Financial Information: Include details about your job history (for SSDI) or income/assets (for SSI).
7. Wait for the DDS Review: South Carolina’s Disability Determination Services (DDS) will evaluate your case and may request additional medical exams.

Common Conditions That May Qualify

Some of the most common conditions that may qualify for disability in South Carolina include:

• Chronic back problems
• Heart disease
• Mental health disorders (e.g., depression, PTSD)
• Neurological disorders (e.g., MS, epilepsy)
• Autoimmune conditions (e.g., lupus, rheumatoid arthritis)